FairMoney Is Hiring!

Head of Product - Lending, NG


FairMoney is building the leading mobile bank for emerging markets.
For most of the positions, it's possible to join FairMoney remotely or in one of our offices: in Paris, Bengaluru, Lagos, Riga.

We offer digital financial services to underbanked people in emerging markets. We give 10,000 loans daily (one every 8 seconds!) in Nigeria and India, and have banking operations in Nigeria, with over 200k active users.

We're backed by international investors and raised close to €50m to support our development. We are a team of close to 200 people between Paris, Lagos, Bengalore, Riga.

Our values

Start with the client
We are passionate, optimize for our users, care for our impact

Own, don't rent
We strive for ownership and don’t rest until what we own is accomplished

Scientist mindset
We solve large challenges, break them into small pieces, make well reasoned conclusions

Churn 9-5
Work should be something we love and embrace - that we measure in tasks achieved, not hours completed

Fly High - Fly Low
We fly high to make big and bold plans - strategize
We fly low and put our hands in the dirt to ensure the detailed high quality output of us and those that we manage

We value execution speed and making decisions with 70% of the available data and a 30% margin of error over 100% accuracy and being blocked by over-analysis

Direct Feedback
We don't carry frustration with us but give direct feedback to our colleagues regularly to make sure we all improve and get better

Radical Focus
Our mantra is to start with the question, "What should not be done this week to increase the focus on the things that really matter

Growth Mindset
We believe in the power of the growth mindsets versus fixed mindset. Everyone is given the starting point that can be exponentially improved by hard work, curiosity and constant iterations on a given problem through learning from failures and feedback from others.

Talent has NO passport
While opportunities might not be evenly distributed across the world, talent is and we value and embrace adding different cultures, nationalities and genders to our team.

Job Description

You will be working as our Head of Product for the Nigerian digital lending product. You will be responsible for defining and implementing a world-class product experience that allows millions of users to improve their financial situation

You will be part of the Product Team alongside our CPO, Rohan, Product Managers (Nicolas, Damien, Chiemeka), Product Designer (Kola Ojoodide) and Product Analysts. You may be based anywhere in the world.

You will also partner closely with Engineering, Risk & Data science and Operations to build a seamless and integrated digital lending product.

Preferred Experience


  • Define the needs of our Nigerian clients in order to define a product vision and product roadmap;
  • Coordinate a team of designers and developers, preparing the product specifications and following their implementation;
  • Create clear goals for the team. Efficiently execute to ship product and deliver impact for our business and users;
  • Coordinate with our lending partners and ensuring that their requirements are met;
  • Stay up to date with regulatory requirements and enablers;
  • Work with the Risk, Data Science and Growth department to ensure that the product is scalable and optimised;
  • Work with User Researchers and Product Analysts to ensure the product is matching our customers expectations and ahead of competition;
  • Build alignment around the product roadmap across Functions and BUs. Communicate the vision and roadmap to key stakeholders;
  • Define and measure the metrics that inform the impact and success of your product.

Qualification & skills:

  • 6+ years of experience in product management;
  • Experience in a fast-growing B2C tech company, ideally in the financial services / lending industry;
  • Creative problem solver mindset with a data-driven and KPI-oriented approach using such tools as SQL, Python and Excel;
  • Strong organisational, analytical & problem-solving skills;
  • Solid track record of achievement (academic, professional, and/or sport);
  • Entrepreneurial mindset and commitment to get hands dirty at all times;
  • Hungry to stay up to date with regards to latest developments in the Indian FinTech and regulatory landscape;
  • Exceptional written and oral communication skills.

Recruitment Process

1st round: Screening call of ~30 minutes with our HR & Talent Manager Team
2nd round: Case study (Role specific)
3rd round: Technical interview of ~90 minutes with Sid - ES, Lending NG
4th round: Product & Business discussion of ~60 minutes with Rohan - CPO
5th round: Culture discussion of ~45 minutes with Laurin - Co-Founder and CEO

Additional Information

  • Contract Type: Full-Time
  • Location: Paris, France (75001)
  • Experience: > 5 years
  • Possible full remote

Sounds like something made for you?